For remote workers & freelancers

Your crypto
paycheck,
finally
spendable.

Get paid in USDT or USDC. Load your XIRR card. Spend in 150+ currencies worldwide — no bank account, no delays.

Live now

Open your account.

Free virtual card, ready in minutes.
No bank account required.

Create your card →
01

Load with USDT or USDC

Send stablecoins directly to your XIRR wallet from any chain — Ethereum, Tron, Polygon, Solana. Credited in seconds.

02

Spend in 150+ currencies

Your card converts at real-time interbank rates the moment you swipe — EUR, GBP, JPY, AED, and 146 more. No pre-conversion needed.

03

Zero hidden fees

0.1% FX spread. Free ATM withdrawals up to $400/month. No monthly card fee. No top-up fee. That's the complete list.

Supported assets

Top up with what you have.

Tether USDT
USD Coin USDC

Both Ethereum and Tron networks supported. More assets coming soon.

Instant
Stablecoin top-up
0.1%
FX spread
150+
Currencies supported